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Health Care Service and Personal Accident Insurance for International Students

1. University Health and Accident Insurance

International students are required to have health and accident insurance from their own countries. However, once a student pays the tuition fee during registration, he/she obtains a standard University Health and Accident Insurance of 300 Baht a year (included in the tuition fee).

This insurance covers free treatment (not exceeding 10,000 Baht per year) at Songklanagarind (PSU) Hospital. This will only be effective for the period of time that one is registered.

Accident insurance coverage includes free treatment at any public hospital, but is limited to a maximum of 12,000 Baht for each accident.

At Songklanagarind Hospital, students are not required to pay in advance, but in any other hospital they must pay the fees and submit claims to the PSU Student Affairs Division to obtain reimbursement.

PSU health insurance covers the primary health care services, and does not cover the following medical care services:

  • plastic / cosmetic surgery,
  • private room fee,
  • special nursing service,
  • special and expensive medicines and medicines that are not listed in the  National Essential Drug List (these medicines, however, may be allowed with the consent of the physician),
  • doctor fees from evening clinics of private hospitals,
  • congenital diseases,
  • pregnancy care, prenatal care, abortion and baby delivery,
  • medical certificates not related to a sickness,
  • physical check-up, etc.

 

Policies in English:

Download General PSU Insurance Policy Download Hat Yai Campus Insurance Policy

 

Policies in Thai:

Download General PSU Insurance Policy Download Hat Yai Campus Insurance Policy

 

 

2. Health & Accident Insurance by Siam City Insurance Company

PSU foreign students can opt for an insurance provided by Siam City Insurance Company, having a branch on the 1st floor of PSU Saving and Credit Cooperative (the new building located behind the President’s Office Building)

Download Insurance Application Form

2.1 Insurance for under 40 years of age

  • There are five different plans available, with costs from 2,000 to 6,000 Baht per year (see details in the table below). The price includes fees.
  • The insurance plans are available for foreign students and staff under 40 years old.
  • Insurance is effective from the day of application & full payment, and is valid for one year.
  • Insured person must complete and sign an application form.
  • Coverage follows the policy: for matters not covered, contact the company for consideration.

Siam insurance details in a table

 

2.2 Insurance for over 40 years of age

The health and accident insurance provided by the Siam City Insurance Company, is also available for the PSU foreign students and staffs over 40 years old, as the tables below.

PSU foreign students and staff can opt for one of the three different insurance plans available, with costs from 3,430 to 6,870 Baht per year, which are provided by Siam City Insurance Company, having a branch on the 1st floor of PSU Saving and Credit Cooperative (the new building located behind the President’s Office Building, PSU Hat Yai Campus). The price includes fees.

 

Protection

The sum assured

type 1

type 2

type 3

1. Being treated in a hospital or medical clinic. (Patients in IPD)
  1.1 Room, meals and nursing services.
     1.1.1 Is a regular patient per day up to 30 day per time .
     1.1.2 The ICU intensive care room, per day up to 10 times per day.
  Total maximum benefits for the 1.1.1 and 1.1.2 of injury or illness at a time.
  1.2 medical expenses and general fees at a time.

 

1,200
2,000
36,000
10,000

 

1,600
2,400
48,000
15,000

 

2,400
3,200
72,000
20,000

2. Surgery (Withdrawal schedule surgery) at a time.

15,000

20,000

30,000

3. The medical care (Doctor, patient patient) per day
up to 30 times per day.

300
9,000

500
15,000

800
24,000

4. Compensation for medical treatment in the patients. Accident and sickness
  4.1 In the case of a patient normally compensate each night, up 30 per night / per year.
  4.2 In the case of a patient ICU intensive care room, per night, up to compensate 10 per night / per year.

 

1,200
2,000

 

1,600
2,400

 

2,400
3,200

5. Hospital outpatient cases of accidents per accident.

2,000

3,000

4,000

6. Ambulance (Included in hospital general).

1,000

1,000

1,000

7. Insurance (a. 2).
   7.1 Benefits death Dismemberment Optical sound Speech or permanent disability
   7.2 Driving or riding motorcycles.
   7.3 murder or assault.

 

100,000
50,000
50,000

 

200,000
100,000
100,000

 

300,000
150,000
150,000

8. Cremation or funeral expenses management. (In case of death from illness).

10,000

10,000

10,000

The first insurance coverage, including the 1-8.
The two insurance coverage, including the 1-3 and 5-8.
(Excluding the four compensation coverage for medical treatment in cases of accident and illness).

3,850
3,430

5,000
4,500

6,870
6,200